j Four Seasons Federal Credit Union
Large Blue Rectangle for Website Layout
An orange leaf logo stating the text Four Seasons Federal Credit Union. A branding image with the text the respect you deserve.
This is a technical image used for spacing the website layout correctly. This navigation button leads to our page about savings accounts. This navigation button leads to our page about checking accounts. This navigation button leads to our page about loans. This navigation button leads to our page about services. This navigation button leads to our page about our contact page.
Credit Union Graphic Tab Bar

 Graphic Bullet PointWhat is a Credit Union?
A credit union is a member owned NON-PROFIT financial institution that provides members with a place to save money, get superior rates on loans, and receive superior customer service than they typically would at other financial institutions.

 Graphic Bullet PointHow does it save me money?
Our earnings, after expenses, are returned to our MEMBERS in the form of higher dividend rates, better loan rates, and more products and services! The earnings of other types of financial institutions, after expenses are paid, are divided amongst the stockholders first, and then to its customers.


Business concept image of growing your money.
Graphic Tab with text saying Our Strengths
Business concept image showing stepped growth.
  • Over $50 MILLION in Assets
  • 8,900+ Members Strong
  • 50+ Years of Service
  • 2 Full Service Branches
  • Convenient Hours
  • We are GROWING Strong

  • Graphic Tab with text saying National and International
    CO-OP Shared Branch Logo
    Four Seasons FCU is part of a network called CO-OP Shared Branching. That means you can walk into any of our branches, or the other 5,000+ shared branches nationwide to access your account! This service becomes available six (6) months from your initial account open date by request.

    Service Branch Locator Tool

    Graphic Tab with text saying Our History
    In October 1964, seven employees of the U.S. Rubber Company signed the charter for what was then known as Opelika Rubberworkers Federal Credit Union. In 1974, our name changed to Opelika Royal Federal Credit Union, and the credit union grew slowly in its early years reaching $1 million in assets in 1977. In 1987, we became Royal Federal Credit Union, and the NCUA granted Royal Federal Credit Union a designation in October of 2000, allowing the credit union to accept members who live, work, worship, or attend school in Lee County. In 2007 we became Four Seasons Federal Credit Union. Today we have reached over $46 million in assets and stand 8,800+ members strong, and growing!

    Discount Tickets    |     Newsletter    |     Privacy
    Wildcard SSL Certificates Logo
    (c) 2014 Four Seasons Federal Credit Union. Equal Opportunity Lender. Equal Housing Lender.
    Your savings federally insured to at least $250,000 and backed by the full faith and credit of the
    United States Government. Member eligibility required to become a member of Four Seasons.
    Equal Oportunity Lender/Housing Logo Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.