About our Loans

Are you tired of trying to find the best deal on a loan? Four Seasons FCU makes the entire process simple from beginning to end. We offer all kinds of loans with competitive terms. Most of our loans are simple interest loans, which means your interest decreases every month based on your payment. Other financial institutions use compounded interest, which can quickly drive up the total cost of the loan! At Four Seasons FCU, we focus on you, not the profit, and the best part is that you can apply online right now!

Signature Loan Ideas

  • • Emergency Auto Repairs
  • • Home Improvement Projects
  • • Weddings and Anniversaries
  • • Travel / Vacation Fun
  • • Unplanned Expenses
  • • Bill Consolidation
  • • whatever else life throws at you!

Getting Started

Applying for a loan is very easy to do with our new Loan Application Portal. To apply for a loan, simply click the big GREEN button to the left.

If you are NOT already a member of Four Seasons FCU, you will need to first become a member. To get started with joining Four Seasons FCU, simply click the big BLUE button to the left!



New/Used Vehicles

Need a loan for your next new or used automobile? Getting PRE-APPROVED with Four Seasons FCU takes the stress out of shopping for your next ride! We offer new and used automotive loans with flexible terms up to 72 months. We finance up to 100% of NADA value on both NEW and USED vehicles!

Boat Loans

Don't let a bad loan drag you into uncertain waters. Let the experts at Four Seasons FCU guide you to smooth sailing with a boat loan for your next watercraft!

Recreational Vehicle Loans

Need a loan for a motorcycle, RV, ATV, Jetski, or any other recreational vehicle? Look no further! We offer this loan on a flexible term of up to 72 months. Interest rates are based on your credit score and are determined on an individual basis.

Signature Loans

There are so many events in life put stress on our finances. Our signature loans can be used however you like, no matter what life throws at you! With a Signature Loan from Four Seasons FCU, you could get up to $10,000 with approved credit, and have terms up to 48 months. The interest rate of this loan is based on your credit score.

Secured Loans

Four Seasons FCU offers the ability to use either a Savings Account or Certificate for our secured loans. Secured loans are a great way to borrow against yourself at typically a lower rate than our credit based loans.

VISA Platinum Credit Card

Our new VISA Platinum card takes credit cards to a whole new level. Our new Platinum card offers our members solid, LOW interest rates. Four Seasons can offer credit cards with limits as small as $500 or as large as $20,000. With our 20 day grace period, we give you plenty of time to pay back your purchases without ever being charged interest!
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(c) 2014 Four Seasons Federal Credit Union. Equal Opportunity Lender. Equal Housing Lender.
Member eligibility required to become a member of Four Seasons Federal Credit Union.
Loans are subject to credit approval, and based upon member's credit worthiness.
*APR defined as Annual Percentage Rate.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.