| ||What is a Credit Union?|
|A credit union is a member owned NON-PROFIT financial institution that provides members with a place to save money, get superior rates on loans, and receive superior customer service than they typically would at other financial institutions. |
| ||How does it save me money?|
|Our earnings, after expenses, are returned to our MEMBERS in the form of higher dividend rates, better loan rates, and more products and services! The earnings of other types of financial institutions, after expenses are paid, are divided amongst the stockholders first, and then to its customers.
Over $50 MILLION in Assets
8,900+ Members Strong
50+ Years of Service
2 Full Service Branches
We are GROWING Strong
Four Seasons FCU is part of a network called CO-OP Shared Branching. That means you can walk into any of our branches, or the other 5,000+ shared branches nationwide to access your account! This service becomes available six (6) months from your initial account open date by request.
Service Branch Locator Tool
In October 1964, seven employees of the U.S. Rubber Company signed the charter for what was then known as Opelika Rubberworkers Federal Credit Union. In 1974, our name changed to Opelika Royal Federal Credit Union, and the credit union grew slowly in its early years reaching $1 million in assets in 1977. In 1987, we became Royal Federal Credit Union, and the NCUA granted Royal Federal Credit Union a designation in October of 2000, allowing the credit union to accept members who live, work, worship, or attend school in Lee County. In 2007 we became Four Seasons Federal Credit Union. Today we have reached over $46 million in assets and stand 8,800+ members strong, and growing!