Here at Four Seasons Federal Credit Union, we really do offer the best rates around! Rates are organized by category to make them easy and convenient to find!

Please note that you can obtain the latest, most accurate information on our rates by simply calling our main branch at 1-334-745-4711, or our toll free number, 1-800-715-2122.


[ Effective: 08.20.17 ]
[ Download Fee Schedule ]


APY*Minimum***
Regular Savings Account0.100%$100
Secondary Savings Account0.100%$100
M.A.D.D. Savings Account0.105%$2,500
Christmas Club Account0.300%$5
IRA (Roth) Savings Account0.300%$100
IRA (Regular) Savings Account0.300%$100
Secured Savings Account0.100%$100

APY*Minimum***
Student Checking Account
0.070%
$100
Basic Checking Account
0.070%
$100
Royal Gold Account
0.075%
$100
M.A.D.D. Plus Account
0.080%
$1,000
Select Checking Account
0.070%
$100
Business Checking Account
0.070%
$100

APY*Minimum***
6 Month Certificate
0.200%
$500
12 Month Certificate
0.350%
$500
18 Month Certificate
0.401%
$500
24 Month Certificate
0.551%
$500
36 Month Certificate
0.702%
$500
48 Month Certificate
0.903%
$500
60 Month Certificate
1.105%
$500

APY*Minimum***
12 Month Step-up
0.300%
$100
12 Month Retirement
0.351%
$10,000

APR**
Auto, Truck, and SUV Loans
as low as 3.400%
Boat Loans
as low as 4.900%
Motorcycle Loans
as low as 4.400%
RV Loans
as low as 4.900%
Other Collateral Loans
as low as 4.900%

APR**
Certificate Secured Loans
as low as Cert. Rate + 2%
Shared Secured Loans
as low as Sav. Rate + 3%

APR**
1st/2nd Mortgage Loans
as low as 5.250%
Home Equity Loans
as low as 5.250%
Mobile Home Loans
as low as 6.250%
Land Loans
as low as 5.250%

APR**
Unsecured Line of Credit
as low as 8.500%
Other Unsecured Loan
as low as 8.500%
Seasonal Loans
as low as 6.900%
VISA Credit Cards
as low as 7.900%


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Wildcard SSL Certificates
(c) 2014 Four Seasons Federal Credit Union. Equal Opportunity & Housing Lender. Federally insured by NCUA.
Member eligibility required to join. Fees could reduce earnings on the account. Share Certificate & IRA
accounts subject to early withdrawal penalties. *APY is defined as Annual Percentage Yield. **APR is
defined as Annual Percentage Rate. Rates are subject to change anytime, and are not guaranteed accurate.
***Minimum refers to the minimum balance required to earn dividends on the account.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.